Renters Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Renters Insurance Information
Renters insurance, also known as tenants insurance, can help you protect your belongings and liabilities if you call a rented house, condo or apartment your home. At its core, renters insurance helps protect against both property loss and liability if you or another covered individual causes injury or property damage, or a guest gets hurt while visiting your home. To learn more about tenants insurance or to get a quote, call Heritage Insurance at 306-693-7640 today.
What Does Renters Insurance Cover?
The full scope of your renters insurance policy will vary depending on the specific policy you purchase. Most tenants insurance policies provide property and liability coverages.
You may be able to secure additional coverages for your items. Be sure to talk to a Heritage Insurance team member to learn more.
Property protection. Unlike homeowners insurance, which provides property protection for your dwelling and belongings, renters insurance typically only covers your belongings. Tenants insurance helps cover your possessions against damage from fire, smoke, lightning, vandalism, theft and water damage—but not flooding—to name a few. It also can extend beyond on-premise theft and hazards, depending on your policy, covering property stolen from your car or lost or damaged anywhere you happen to be.
What About My Landlord’s Insurance Policy?
Your landlord’s insurance policy likely includes coverage for the dwelling or building itself, but their coverage generally does not protect your belongings. For example, if there were a fire, your landlord’s policy would cover the costs of building repairs but not the replacement cost for your belongings.
Is Renters Insurance Expensive?
In general, tenants insurance is relatively affordable. Your policy premium may be influenced by the value of your belongings, your credit score, your location and your claims history, among other factors. Talk to a Heritage Insurance team member to get a policy quote today.
Contact Us Today
If you’re in need of a renters insurance policy, don’t wait any longer to get covered. Call us at 306-693-7640 to learn more about available tenants insurance options.