Call (306) 693-7640 ☰ ˟
Client Login My SGI
Logo
Call
(306) 693-7640
  • Home
  • About
    • About Us
    • Privacy Policy
    • Refer a Friend
    • Testimonials
    • Terms & Conditions
  • Insurance Services
    • Automobile
    • Business
    • Commercial Auto
    • Contractors
    • Disability
    • General Liability
    • Homeowners
    • Life
    • Trucking
    • Tenants
  • Instant Quote
    • Annuities
    • Automobile
    • Business
    • Commercial Auto
    • Condo
    • Contractors
    • Critical Illness
    • Disability
    • Employee Benefits
    • General Liability
    • Group Pension
    • Health & Dental
    • Homeowners
    • Life
    • Non-Medical
    • Renter/Tenant
    • Trucking
  • Clickable Coverage
  • Free Newsletter
  • Blog
  • Ask The Expert
  • Contact
    • Contact Us
    • Join Our Team
    • Location
Home Insurance Auto Insurance Business Insurance Trucking Insurance
Home > Blog > Who's At-Fault for Parking Lot Accidents? - Ask The Expert with Greg Marcyniuk (Episode 197)
WEDNESDAY, MARCH 10, 2021

Who's At-Fault for Parking Lot Accidents? - Ask The Expert with Greg Marcyniuk (Episode 197)

Greg dispels a common myth about parking lot accidents and covers who is at-fault for different situations in this episode of Ask The Expert. 800 CHAB radio presents Ask the Expert with Greg Marcyniuk of Heritage Insurance located in Moose Jaw.

Here's a full transcript of the episode.

Heritage Insurance

Rob Carnie: You know they take the hassle out of buying insurance guaranteed, at Heritage Insurance, they review your coverages regularly to provide you with the best coverage for your insurance dollar guaranteed. And it's Greg Marcyniuk from Heritage Insurance on Ask the Expert today. And, Greg, we've told our listeners over the course of the past several weeks that you're throwing questions out to the masses and asking people what their insurance questions are.

And today, we're focused on one of those specific questions: parking lot accidents and who's at fault and you've got the answers.

Greg Marcyniuk: That's right, Rob. A common myth out there with parking lot accidents is that, you know, it's a 50-50 rule. But this misconception states that if two cars are involved in any sort of accident whatsoever, both drivers will be equally at fault. This is a myth and it is not true. In fact, parking lot accidents are treated exactly the same way as any other accident would be.

And just like all other accidents, statements will be taken, damages will be considered, and fault would be determined based on the specifics of the individual situation. So what are common types of parking lot accidents? And unfortunately, there are many different types of accidents that can happen.

But here's the four most common and how fault is generally determined in each of these situations. You're driving along and you hit a parked car. In most situations, when you hit another vehicle that is stationary and legally parked, you are 100% at fault.

This includes scenarios like opening your door and hitting the door of a parked car, or backing out of a space and hitting the car in the space opposite from you. These types are accidents that are most frequent kind of parking lot accidents. Two cars are leaving the parking, these two vehicles will get into an accident pulling out, reversing out of their respective parking spots.

And both of these drivers will share the fault equally, 50-50. The other one is if you hit another moving car while you're leaving a parking spot, and when you're leaving a parking spot, you must yield to all oncoming traffic as they have the right of way.

So, you are responsible to ensure that it's safe for you to leave your spot, whether you're going forward or backwards. So, most situations default will likely fall on you 100%. The other one that I was quite surprised after doing some research, two cars competing for a parking space collide. As both drivers are... meaning they will both have some level of fault in this accident.

However, that fault will be not fully evenly, as both parties in situation like this. Different factors will be considered to be determined. So, again, just courteous, probably just to let that guy and then you don't have to worry. And, again, the other question was, what do I do after a parking lot accident?

And, again, parking lot accidents should be handled the same way that you would handle any other accident. And remember this, that a hit and run is illegal. So best if you hit a vehicle, stop and leave a note because if somebody sees you, not only will you be deemed at fault, you'll also be charged for leaving the scene of an accident.

Rob: Sure. Now, what if I get into a parking lot accident, Greg, what do I do? Get the information from the other driver and take photos, right?

Greg: That is the best advice that one can give is just to get all the information.

Rob: And if we'd like to review the information you've just delivered to us, we can do it on your website?

Greg: That's correct, nohassleinsurance.ca, or please give us a call here, or come in and see any of our fine brokers here at the corner in Fairford and 1st Northwest.

(Video transcription by Speechpad)

Posted 2:45 PM

Tags: greg marcyniuk, heritage insurance, ask the expert, moose jaw, saskatchewan, insurance, car insurance, auto insurance, accidents, parking lot accident
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010

  • insurance(423)
  • heritage insurance(406)
  • moose jaw(307)
  • saskatchewan(284)
  • ask the expert(221)
  • greg marcyniuk(220)
  • safety(200)
  • customer service(180)
  • information(178)
  • personal(178)
  • full service(175)
  • tips(149)
  • business(134)
  • coverage(133)
  • community(129)
  • sask vehicle registration(110)
  • home insurance(106)
  • protection(76)
  • auto insurance(64)
  • car insurance(57)
  • home(50)
  • business insurance(50)
  • life insurance(49)
  • regina(44)
  • winter(37)
  • house(32)
  • auto(32)
  • driving(30)
  • car(26)
  • summer(24)
  • policy(24)
  • liability(23)
  • prevention(23)
  • moose jaw insurance(21)
  • advice(20)
  • trucking insurance(19)
  • snow(19)
  • family(19)
  • homeowners(17)
  • accident(16)
  • weather(15)
  • vehicle(15)
  • moose jaw sk insurance(15)
  • claims(14)
  • russ macdonald(14)
  • spring(14)
  • commercial(13)
  • ice(13)
  • children(12)
  • policies(12)

View Mobile Version
App Download
Download our Mobile App Today
Logo
LinkedIn Facebook Twitter YouTube Google+
Site Links
Home
About Us
Refer A Friend
Free Newsletter Testimonials
Blog
Ask The Expert
Contact
Privacy Policy
Terms & Conditions
Heritage Insurance Ltd., Insurance Services Office, Moose Jaw, SK
Heritage Insurance Ltd
© Copyright 2021. All rights reserved. Powered by Insurance Website Builder.