FRIDAY, NOVEMBER 11, 2016
 Group insurance is a basic way to help protect yourself and your loved ones. But will it be enough to make sure you or your family aren't left with financial issues if you die or are too sick or injured to work? Individual insurance complements group insurance – together, they can help protect you, your family and your lifestyle should the worst happen.
Uncovering Your Needs
To find out if your group insurance provides the coverage you need, ask yourself the following questions.
Imagine If Something Happened To You Or A Family Member – How Long Could You/They:
- Keep the house (i.e., pay the mortgage)?
- Maintain your/their current lifestyle?
- Pay important bills (like power and energy)?
- Continue saving for kids' education?
- Focus on recovery (rather than money)?
Does Your Group Insurance Coverage Include The Types Of Insurance You And Your Family Need?
- Will your insurance protection last a lifetime?
- Does your spouse have group coverage through their work?
- If you're too sick to work, would your coverage give you a lump-sum payment to help with your recovery?
- Can you increase your coverage if your needs change?
Fill The Gaps
Group insurance may not provide the coverage you need. That's why you may also need individual insurance. Your best option could be a financial security plan that includes both group and individual insurance. Curious on how this can be incorporated to your portfolio? Call me today to discuss.
-Russ MacDonald
Heritage Insurance Ltd., (306) 631-9738
*****
To learn more about group insurance from Heritage Insurance, Ltd. call us at (800) 667-7640 or contact us online.
No Comments
Post a Comment |
|
Required
|
|
Required (Not Displayed)
|
|
Required
|
All comments are moderated and stripped of HTML.
|
|
|
|
|
|
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only.
It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional
in your state. By using this blog site you understand that there is no broker client relationship between
you and the blog and website publisher.
|