TUESDAY, AUGUST 10, 2021
What is PWC Coverage?
Personal watercraft (PWC) coverage may cover the following:
• Bodily injury to yourself, another rider, or swimmer in your path
• Property damage to items such as docks, other PWCs or boats
• Guest passenger liability
On a typical policy, deductible amounts can vary and liability can be chosen to whatever amount that you require, to provide you and your family the financial protection you need in case your PWC is involved in an accident. In addition, most policies include water sports liability coverage, which provides protection when you engage in sporting activities such as waterskiing, knee boarding or tubing.
Additional Liability Coverage
You may also want to consider purchasing a personal umbrella insurance policy connected to your homeowners or automobile insurance policy to give you additional liability protection. This coverage will provide you $1 million in additional coverage at an affordable price. Stay safe while operating your PWC by remembering the following:
• Remain at least 90 metres behind another vessel in front of you and at least 45 metres away from someone on each side to help you avoid a collision.
• Do not jump a wake created by a passing boat. In doing so, you could potentially misjudge the boat’s speed and cause a collision. The wake may also push you into the traffic path of other vehicles coming from the opposite direction.
• Be aware of your surroundings. Avoid other PWCs, swimmers, boats, divers and fishers.
Buy in Bulk
If you have several personal watercraft (PWC) vehicles, you may qualify for a multi-boat discount. You can also purchase additional coverage for accessories and hauling trailers to keep all your bases covered.
Count on Us! Make sure your PWC is properly protected by calling Heritage Insurance today.
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