Life Insurance and the Cost of Procrastinating

If you die tomorrow, would your death negatively impact anyone financially?

In other words, is anyone else dependent on your future income besides you? If the answer is yes, then you need life insurance. If the answer is no, then you might not need life insurance. Sounds fairly straightforward, right?

For all of you who did answer "yes" and don't have any coverage in place, then it is very important to act now. For the most part, everyone has some degree of life coverage in place. This usually stems from their employee benefits at work. Is your group insurance through work enough for your loved ones if you die? That's a whole different topic in the endless discussion of life insurance.

Back to you that answered yes to the above question; you waiting to set up a plan. Here is what it will cost you:

One crucial part of insurance pricing is the age of the applicant. The last time I checked, people get older as time goes on. By waiting too long, the increases in prices can be substantial.
As we age, the potential for negative changes in health rises, causing either a higher-priced policy because we are unhealthy or possibly even becoming uninsurable.

All of this adds up to one thing: If you answered "yes," then you need insurance.

What type and how much can all be uncovered in a consultation. By procrastinating, we potentially jeopardize our loved ones financial future.

Please act now while it's the best possible price for you. Call Heritage Insurance at (306) 693-7640 for more information on Moose Jaw life insurance.

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