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Home > Blog > Insurance questions every parent will ask as their teen goes off to college.
WEDNESDAY, AUGUST 24, 2022

Insurance questions every parent will ask as their teen goes off to college.

Q. If my child is attending educational institutions outside Saskatchewan can they keep their Saskatchewan driver’s licence?

 

A. Yes, but only if they satisfy both Saskatchewan’s student allowance requirements and those of the host jurisdiction.a person standing in a room

 

Student allowance requirements

To be eligible for a Saskatchewan student allowance driver’s licence, the student must:

• be enrolled in a course of study and considered a full-time student by the educational institution;

• have lived in Saskatchewan for at least 90 days prior to first leaving the province to go to school;

• file Saskatchewan income tax;

• maintain a Saskatchewan mailing address; and

• not hold a driver’s licence from a Canadian jurisdiction other than Saskatchewan.

 

If someone else owns the vehicle the student is using, the registered owner must also meet and maintain Saskatchewan resident eligibility.

 

 

Q. Can their vehicle be registered in SK while they are attending school?

 

A. Yes, you need to let your insurance company know that the vehicle will be leaving SK for an extended period of time due to attending school. There should be no problem as long as they have been a SK. resident for at least 90 day prior to leaving, they are keeping a SK. mailing address, or paying SK. taxes. Your insurance company will make a note of what school they are attending and when the term starts and finishes.

 

Q. Are my child’s belongings covered while they are attending school?

 

A. Yes...to a point! Unmarried students are covered under YOUR homeowners coverage...but only up to $25,000. If your child is going to live in a dorm or a rented space...you may want to consider a renter’s insurance policy that can cover damage or loss to their valuable items. This will also help protect your child if they are found negligent or if anyone is injured on the property. Your child could be subject to a personal injury claim that would be virtually impossible for them to pay and will likely land on your shoulders.

 

 

Posted 10:43 AM

Tags: college, student, insurance
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